Property buyer FAQs

Answering common questions about buying property

Whether you’re wondering about mortgage options, negotiating deals, understanding contracts, or anything else related to buying property, our collection of frequently asked questions is designed to provide you with the guidance you need.

To start, you should determine your budget, get a mortgage pre-approval, and engage with a reputable estate agent to help you find your home.

Freehold means you own the property and the land it sits on, while leasehold means you own the property for a set period, subject to certain conditions and in some cases, payments to the freeholder.

Additional costs may include stamp duty (tax), legal fees, survey fees, mortgage arrangement fees, and removal costs.

The process can vary, but on average, it takes around 6-12 weeks from having an offer accepted to completing the purchase.

Yes, there are several mortgage options available for first-time buyers. We can recommend a mortgage broker to help you with your search.

Consider factors like proximity to amenities, transportation links, schools, future development plans, and overall property market trends.

There might be restrictions in place for properties located in conservation areas, national parks, or areas with specific planning regulations. It’s best to check with the local authority or your estate agent.

Look for signs of dampness, structural issues, and ask about the property’s energy efficiency, maintenance history, and any ongoing or planned renovations in the building or neighbourhood.

Yes, it is essential to hire a solicitor or conveyancer to handle the legal aspects of the purchase, including searches, contracts, and the transfer of ownership.

Once your offer is accepted, you will need to proceed with property surveys, finalise your mortgage, appoint your solicitor and then exchange contracts to complete the purchase.