BUY TO LIVE

Finding Your Dream Home

Moving home can be a daunting process, but with our local knowledge, advice driven approach and personalised customer care, you will see just how seamless the process can be. We’ve got you covered, and cannot wait to help.

Noteworthy Properties

LANGCLIFFE AVENUE, HARROGATE

A stylish ground floor luxury apartment with south facing garden and separate self contained one bedroomed accommodation on lower ground floor ideal for guest/teenager located in a popular tree lined avenue on the south side of Harrogate. 

OLD PARK ROAD, ROUNDHAY

An outstanding opportunity to acquire a seven bedroom Victoria stone detached house situated in this very pleasant and popular location in the heart of the highly sought after north Leeds residential area of Roundhay. The present owners have lavished much love and attention on this fine property and whilst it retains many of its period features, there have been many contemporary improvements as well as extensions to provide the perfect family home. 

DEVONSHIRE PLACE, HARROGATE

From one of Harrogate's oldest coaching inns to a fantastic apartment development scheme, Devonshire Place offers a superb choice of different styles of dwelling , from a detached mews cottage to twelve stunning one and two bedroom apartments, each with an allocated parking space and the development looks over The Stray. 

YOUR MORTGAGE AGREEMENT

When it comes to purchasing your new home, we would always recommend to seek professional financial advise from your bank or prospective lender. This will identify how much you are able to borrow and you will be provided with a mortgage agreement in principle.

FINDING A PROPERTY AND HAVING YOUR OFFER ACCEPTED

When arranging viewings to find your new property, we will always encourage you to try and see as many as you can that match your criteria and never rush you into making a decision. When making an offer, a decision in principle is key, this will let the agent know you have funding in place and can proceed quickly.

INSTRUCTING THE RIGHT SOLICITOR

There are many solicitor firms that offer a conveyancing service to people buying and selling property. We would always recommend to work with a firm that gives personal service and good customer care to ensure there are no delays in the process. Should you require us to, we can refer you to a professional firm that we recommend.

SURVEY

When purchasing any property we would always recommend to have a survey carried out. Should you be using a mortgage, a survey will be a requirement of the lender before they release funds. We will always attend surveys to ensure surveyors have all the information they require to complete their report, thus speeding the process up.

EXCHANGING CONTRACTS

This is the time when you are required to sign the contract and exchange with the seller. Upon exchange the purchaser will have to pay a deposit, usually 10% of the purchase price. Once exchange takes place, both parties are both committed to the transaction.

COMPLETION

Upon completion, the balance of the funds is due and once the goes through, you will now be the legal owner of your new property. The stamp duty land tax will also be due at this point if applicable. You will be handed keys and the deeds to the property and will be able to proceed to move into your new home.

The above should be taken as a brief summary. For further information or any queries please contact us and we will be more than happy to discuss any of the process in more detail.

SMART INVESTMENT & MANAGEMENT

0113 887 8158

2a High Court, Leeds, LS2 7ES

©2017 BY SMART INVESTMENT & MANAGEMENT.

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